AF Group, also known as Accident Fund Holdings, Inc., is a specialty provider of workers' compensation insurance based in the United States. Headquartered in Lansing, Michigan, the company was established in 1912 as the Michigan Mutual Liability Company, making it one of the oldest workers' compensation insurers in the country. AF Group offers a range of products and services tailored to meet the unique needs of businesses.

Its primary focus is on workers' compensation insurance, providing coverage for workplace-related injuries and illnesses. The company also offers employer's liability coverage, which protects businesses against lawsuits arising from work-related accidents. With a global perspective, AF Group operates through various divisions and subsidiaries.

One of its noteworthy subsidiaries is United Heartland, a regional workers' compensation carrier serving the Midwest region. Additionally, AF Group has formed strategic partnerships with organizations such as Businessolver, a leading benefits administration technology company. These collaborations expand the company's offering and strengthen its market presence.

In terms of market position, AF Group is a recognized leader in the workers' compensation insurance industry, serving businesses of all sizes across the United States. The company maintains a strong competitive edge by leveraging its deep industry expertise, innovative technology solutions, and focus on customer satisfaction. In recent years, AF Group has undergone various changes to drive growth and maintain its competitive advantage.

These include implementing advanced analytics to enhance underwriting processes, adopting digital solutions for claims management, and expanding its product portfolio to cover evolving risks in the workplace. As of the most recent updates, AF Group continues to strengthen its market position through strategic initiatives and partnerships. The company remains committed to providing reliable workers' compensation insurance solutions to its customers