Afterpay is a global brand that was founded in Sydney, Australia in 2014. With millions of customers and a vast network of merchant partners, Afterpay operates across multiple countries including Australia, the US, Canada, the UK, New Zealand, and the EU (known as Clearpay). Their mission is to empower customers to achieve financial freedom while maintaining control and wellness.

Afterpay's unique business model is completely free for customers who pay on time, ensuring responsible spending without interest or fees. By splitting payments into four installments, customers can access the products they want and need, both online and in-store. Afterpay is deeply committed to delivering positive outcomes for their customers, with the majority of their income sourced from merchants rather than customers.

Late payment fees are charged but are fixed, capped, and do not accumulate over time, ensuring customers are never trapped in revolving debt or incur interest. Afterpay operates under the belief that everyone deserves rewards for doing the right thing, supporting a more accessible and sustainable world. With a user-friendly website and instant approval decisions, Afterpay makes shopping convenient and affordable.

Whether browsing online or in retail stores, Afterpay offers a seamless payment experience with no additional fees when you pay on time. Join the Afterpay community and enjoy the freedom to shop responsibly