First National Bank (FNBT) is a family-focused financial services institution with a rich history spanning over 140 years. Founded in Beloit, Wisconsin, FNBT has grown to become a leading bank, serving the people of Beloit and surrounding communities. With 16 full-service locations across Southern Wisconsin and Northern Illinois and $1.

2 billion in assets, FNBT offers a wide range of products and services for both consumers and businesses. At FNBT, their motto Sound Advice is more than just words—it's a promise. They are committed to providing excellent customer service, understanding their customers' needs, and offering relevant and valuable advice.

FNBT values their connection to the community and strives to make their customers feel at home, treating them like family. As a community bank, FNBT is committed to supporting their local economies and communities. They actively partner with educational, civic, and charitable organizations to give back.

With their consistent earnings and sound banking practices, FNBT has been designated as a 5 Star Bank by independent ratings firms like Bauer Financial. Whether you're seeking sound advice, exceptional service, or a committed community partner, First National Bank and Trust is here to help you succeed