@dreamamerica.com
Dream America is a lease to own program designed for people who want a roadmap to help them get mortgage-ready over the course of a 12-month lease.
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Description
Dream America is a unique lease-to-own program that aims to help individuals become homeowners. Over the course of a 12-month lease, Dream America provides a roadmap to guide customers towards being mortgage-ready. The process is simple and hassle-free.
To get started, applicants can apply and get pre-qualified in just 5 minutes, with no impact on their credit score. Once approved, customers have the freedom to choose any home listed for sale up to $400k. Dream America buys the selected house and rents it back to the customer, with 10% of the rent credited towards the purchase.
There is no minimum rental period, and customers can buy their dream home at any time at a predetermined price. Additionally, they have the option to renew the lease if needed. To qualify, individuals need a 500 credit score, a minimum monthly income of $4,000, a 50% debt-to-income ratio with rent, and a record of 12 months of on-time rent payments.
With Dream America, renting can be the first step towards homeownership
Company Type
Privately Held
Company Size
11-50
Year Founded
2018
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