The New Jersey Housing and Mortgage Finance Agency (NJHMFA) is committed to providing funding for affordable home ownership and housing opportunities for residents of New Jersey. As an authoritative brand in the field, NJHMFA invests in, finances, and facilitates access to affordable rental housing and homeownership opportunities for low and moderate-income families, older adults, and individuals with specialized housing needs. The agency offers a range of services, including funding affordable home mortgages for first-time buyers, implementing employee mortgage programs, supporting foreclosure prevention, and encouraging diverse development types across markets.

NJHMFA also focuses on expanding owner-occupied housing opportunities, contributing to the growth and development of municipalities, and fostering New Jersey's economic development and the personal development of its residents. With strong expertise and resources, NJHMFA raises program funds through bond sales and grants, ensuring the provision and maintenance of safe and affordable housing. Led by Executive Director Melanie R.

Walter, the agency continues to advance the quality of life for New Jersey residents by providing vital housing solutions