Jo Ann Barefoot is a renowned expert in the field of consumer financial services, with a focus on creating fair and inclusive solutions through innovative ideas for industry and regulators. As the CEO of Barefoot Innovation Group and a Senior Fellow Emerita at Harvard University's John F. Kennedy School of Government, Jo Ann is at the forefront of transforming the financial industry.

With a keen understanding of the confluence of technology, markets, demographics, behaviors, cultures, and regulation, Jo Ann is dedicated to finding better solutions for financial consumers. She is actively involved in writing, speaking, advising, and convening discussions on technology and regulation, both in the United States and globally. Jo Ann is a respected author and media source, having authored several books and nearly 200 articles.

She also hosts the podcast show Barefoot Innovation and is a co-founder of Hummingbird Regtech, a cutting-edge AML RegTech solution. Through her extensive experience and contributions, Jo Ann is shaping the future of the financial industry, driving innovation, and promoting fairness and inclusivity