JUMO is a leading brand in the world of intelligent banking technology. Their mission is to make finance accessible to everyone, regardless of their financial identity or credit record. With their smart financial services platform, JUMO empowers their global partners and millions of people to reach their goals and transcend systemic boundaries.

JUMO offers a wide range of financial products and services through their platform. They use artificial intelligence and machine learning to build accurate credit scores and targeted financial products for individuals who lack formal financial identities or credit records. Additionally, JUMO provides reporting, analytics, and insight to eMoney and banking partners, enabling them to offer personalized financial services with high value and utility for customers.

Data privacy and responsible banking are also top priorities for JUMO. They use automated algorithms to ensure customers don't overextend themselves financially and have implemented protective safeguards into their technology. Since its establishment in 2015, JUMO has served millions of people and small businesses, disbursing billions of dollars in funds and providing individual loans.

They are constantly expanding globally, currently operating in Ghana, Tanzania, Kenya, Uganda, Zambia, and Côte d’Ivoire, and have plans to expand to Nigeria, Cameroon, and Benin. JUMO's innovative banking technology benefits various stakeholders. For banks, it offers low-cost access to new markets with proven credit performance.

For eMoney operators, it creates additional revenue streams by attracting new customers and reducing churn. And for customers, it ensures fair pricing and a range of financial options, catering to those interacting with a financial institution for the first time. Overall, JUMO is a trailblazer in the banking industry, utilizing advanced technology and a customer-centric approach to drive financial inclusion and economic growth in emerging markets