Lucky Bank is a social lending platform that allows investors to manage their assets starting from small amounts. All of their investment funds are real estate-backed loan funds. The main goal of Lucky Bank is to provide investors with an estimated annual return on investment of 6-10% (before taxes), which is distributed monthly.

The investment period is a maximum of 36 months, with interest earnings distributed monthly for repayment-type investments and the principal amount being repaid on the due date for lump sum repayment investments. Lucky Bank ensures that all projects have real estate collateral and primarily focuses on providing loans to domestic real estate businesses that meet certain criteria in terms of location, size, and profitability. The platform offers zero account opening and maintenance fees, as well as no transaction fees, making it accessible for investments starting from a few tens of thousands of yen.

However, it's important to note that investment in Lucky Bank's products does not guarantee the principal or distribution of earnings, and there is a risk of loss due to market fluctuations. Potential investors should carefully read the specific fees and risks associated with each product before making their investment decision