# Mera Kal

- **Website:** <https://merakal.in>
- **Primary alias:** `merakal.in`
- **Founded:** 2022
- **Employees:** 2+
- **Location:** Bangalore, Karnataka, India
- **Company kind:** PRIVATELY HELD

## Description

Mera Kal is a financial services platform that helps eligible life insurance policyholders explore loans secured against their policies. Its service is designed to provide access to funds without surrendering a policy, so customers may retain their insurance coverage and other policy benefits. Eligible policies can include savings-oriented plans such as endowment, whole-life, guaranteed-income and money-back policies, as well as ULIPs; term, accident and health plans without cash value are not eligible.

Customers can use Mera Kal’s online tools to estimate a policy’s surrender value and potential loan eligibility, then apply through a guided process. The platform says applications require basic documents, including identification, policy details and bank information, and do not require income proof or a guarantor. It advertises interest rates starting at 11% per annum and loans of up to 90% of surrender value, while noting that rates, eligibility, fees and repayment terms depend on the lender and final offer. Mera Kal works with RBI-regulated banks and non-banking financial companies.

## Industries

- 💰 Finance

## Links

- [facebook](https://facebook.com/profile.php?id=100088576855240)
- [instagram](https://instagram.com/merakal_in)
- [linkedin](https://linkedin.com/company/mera-kal)
- [youtube](https://youtube.com/channel/UCmVGjHc5lRiPeRXr4a2XjNQ)

## Logos & icons

- logo _(primary)_ — PNG — [download](https://cdn.brandfetch.io/idQckJY_iO/w/280/h/280/theme/dark/logo.png?c=1bxid64Mup7aczewSAYMX&t=1792158638403)
- icon _(primary)_ — JPEG — [download](https://cdn.brandfetch.io/idQckJY_iO/w/400/h/400/theme/dark/icon.jpeg?c=1bxid64Mup7aczewSAYMX&t=1792158638515)

## Colors

| Name | Hex | Theme |
| --- | --- | --- |
| Sea Buckthorn | #f79837 | light |
| Astronaut | #272973 | accent |
| Jewel | #178a43 | dark |

## Fonts

- Noto Sans — asset _(google)_
- ui-sans-serif — asset _(custom)_

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_Source: <https://brandfetch.com/merakal.in>_
_See [/llms.txt](/llms.txt) for a full list of agent-readable pages, and [/auth.md](/auth.md) for how agents authenticate._