With Olipay, their flagship application, they aim to streamline the underwriting process and provide a more efficient and accurate lending experience. By enriching applicant profiles with over 700 new variables, mGrana enables financial institutions to make faster decisions and offer more competitive financial products. One of the key features of Olipay is its AI-powered models, which validate income by categorizing bank transactions with precision.

This ensures that lenders have all the necessary information to improve collection performance. Additionally, Olipay's single API grants access to alternative data sources, offering a comprehensive view of an applicant's fraud potential, behavioral profile, credit risk, and insights on collections. Businesses who have implemented Olipay have reported significant improvements in their loan approval rates.

With personalized financial product offerings, mGrana empowers lenders to provide tailored solutions to their customers. Trustworthy and compliant with privacy policies, mGrana is a partner you can rely on for better lending decisions