OakNorth is a brand that is revolutionizing the world of commercial lending with its intelligence software. Founded in 2015 by Rishi Khosla and Joel Perlman, OakNorth aims to redefine the way banks lend to the Missing Middle, giving entrepreneurs access to the capital they need to grow, create jobs, and power the economy. With OakNorth Credit Intelligence (ONci), they provide a 360° view of commercial borrowers, delivering extraordinary insight and enabling faster, smarter credit decisions.

The ONci software has propelled OakNorth to become one of the top 1% of commercial banks globally in terms of return on equity, efficiency ratio, and Net Promoter Score. In addition to OakNorth's own bank in the UK, leading banks around the world, including Fifth Third, PNC, and Old National, have also adopted ONci. OakNorth believes in corporate social responsibility and donates 1% of its group profits to support charitable causes and socially-minded enterprises.

With OakNorth, commercial lending is transformed and entrepreneurs can thrive