Oportun is a financial services company based in the United States, specializing in providing affordable loans to individuals with limited credit history. The company was established in 2005 and is headquartered in San Carlos, California. Oportun's main product is personal loans, which are designed to help individuals with low credit scores or no credit history access affordable and transparent financing options.

The company focuses on providing small dollar loans ranging from $300 to $10,000, with repayment terms that range from 6 to 46 months. The loans are primarily used for essential needs such as auto repairs, medical expenses, and home repairs. In terms of its global operations, Oportun primarily operates within the United States and does not have significant international operations or subsidiaries.

However, the company serves communities across 12 states in the US and has more than 300 retail locations. Oportun has established strategic partnerships to expand its reach and offer its services to more customers. For instance, it collaborates with merchants and community organizations to provide financing solutions at the point of sale, enabling individuals to access credit for specific purchases.

In terms of market position, Oportun plays a significant role in the subprime lending market in the United States. The company aims to provide accessible and responsible financial services to underserved communities. It competes with other alternative lenders and traditional financial institutions that offer similar loan products, although Oportun's focus on supporting individuals with limited credit history sets it apart from many competitors.

As of the latest available information, Oportun continues to grow and expand its operations. The company has been recognized for its impact in providing financing options to underserved communities, receiving accolades such as being named one of Forbes' Best Startup Employers and being recognized as one of TIME's Genius Companies. In conclusion, Oportun is a financial services company headquartered in the United States, specializing in offering affordable loans to individuals with limited credit history.

It primarily operates within the US and focuses on providing small dollar personal loans. Oportun's mission is to provide responsible and accessible financial services, and the company has received recognition for its impact and innovation in the industry