# PointBagel

- **Website:** <https://pointbagel.com>
- **Primary alias:** `pointbagel.com`

## Description

PointBagel is an innovative credit card points optimization platform founded by Nick Spirakus, a software architect with 15 years of experience in maximizing reward points. Frustrated by inaccuracies in existing tools, Nick created PointBagel to provide precise earning rates for various credit card portfolios, including those from major issuers such as Chase, Amex, Capital One, Citi, and more. Unlike conventional tools that offer vague estimates, PointBagel utilizes a comprehensive methodology to track earning caps and compute actual effective rates, ensuring users have access to reliable data when managing their points.

The platform features a user-friendly interface where clients can monitor their cards, points, and annual fees, and receive personalized recommendations based solely on their spending patterns. PointBagel prioritizes transparency; every benchmark is thoroughly documented with clear rationales for its calculations. Additionally, users can connect their financial data securely through Plaid, ensuring their privacy is maintained. PointBagel aims to empower users by transforming complex points management into a straightforward and trustworthy experience.

## Industries

- 💰 Finance
- 💰 Financial Planning and Management _(under Finance)_

## Links

- [twitter](https://twitter.com/point_bagel)
- [linkedin](https://linkedin.com/company/pointbagel)
- [instagram](https://instagram.com/point_bagel)

## Logos & icons

- logo _(primary)_ — PNG — [download](https://cdn.brandfetch.io/idV-fDh2np/w/256/h/256/theme/dark/logo.png?c=1bxid64Mup7aczewSAYMX&t=1788939581709)
- icon _(primary)_ — JPEG — [download](https://cdn.brandfetch.io/idV-fDh2np/w/400/h/400/theme/dark/icon.jpeg?c=1bxid64Mup7aczewSAYMX&t=1788939582261)

## Colors

| Name | Hex | Theme |
| --- | --- | --- |
| Brandy Punch | #ca942b | accent |
| Cod Gray | #1c1917 | dark |
| Cashmere | #e4c9a8 | light |

## Fonts

- var(--font-newsreader) — asset _(custom)_
- Arial — asset _(custom)_

## Imagery

- banner _(primary)_ — JPEG — [download](https://cdn.brandfetch.io/idV-fDh2np/w/1500/h/500/idLKCnMGvS.jpeg?c=1bxid64Mup7aczewSAYMX&t=1788939581868)

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_Source: <https://brandfetch.com/pointbagel.com>_
_See [/llms.txt](/llms.txt) for a full list of agent-readable pages, and [/auth.md](/auth.md) for how agents authenticate._