@ramsdensplc.com
Ramsdens is a diversified, financial services provider and retailer, operating in the four core business segments.
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Ramsdens is a diversified financial services provider and retailer, offering a range of services in four core business segments. With headquarters in Middlesbrough and a history dating back to the 1970s, Ramsdens operates over 150 stores across the UK, including two franchised stores, and has a strong online presence. Their services include foreign currency exchange, pawnbroking loans, precious metals buying and selling, as well as retailing of both second-hand and new jewelry.
Ramsdens is fully authorized by the Financial Conduct Authority (FCA) for its pawnbroking and credit broking activities, and its strong management team has focused on cash generation and growth since a management buyout in 2014. The group's strategy centers on investing in foreign currency exchange and jewelry retail segments, acquiring pawnbroking loan books, and optimizing cash generation for sustainable growth. Ramsdens boasts a recognized brand with significant investment in sports sponsorship and TV advertising, a diversified product offering appealing to a broad demographic, well-invested store estate, and a strong customer base.
The company has successfully navigated the challenges posed by the pandemic and is well-positioned for future growth
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