Santander Consumer USA is a leading consumer finance company based in the United States. It is a subsidiary of Banco Santander, one of the largest banking groups in the world. The company's headquarters is located in Dallas, Texas.

Santander Consumer USA was founded in 1995 as Drive Financial Services by the global automobile financing entity, Ford Motor Credit Company. In 2006, Banco Santander acquired the company and renamed it Santander Consumer USA. Since then, Santander Consumer USA has grown to become a prominent player in the American consumer finance industry.

The company primarily offers auto loans and leases to consumers in the United States. It works with a wide range of customers, including individuals with both prime and non-prime credit histories. Santander Consumer USA operates through a network of dealerships and also offers loans directly to consumers through its online platform.

In terms of global operations, Santander Consumer USA focuses primarily on the United States market. However, it has a significant presence in other countries through various partnerships. For example, it operates in the United Kingdom through a joint venture with Banco Santander's UK subsidiary, Santander UK.

Santander Consumer USA holds a strong market position in the consumer finance industry. It is one of the largest auto lenders in the United States and has a strong presence in the subprime lending segment. The company faces competition from other major financial institutions, such as Ally Financial and Wells Fargo.

In recent years, Santander Consumer USA has made several notable achievements and changes to its product lineup. It has expanded its digital capabilities, allowing customers to apply for financing online and access their accounts through mobile apps. The company has also enhanced its customer service offerings.

As of the latest information available, Santander Consumer USA continues to serve a large customer base and is focused on providing innovative and convenient financial solutions to its customers. Despite the ongoing COVID-19 pandemic, the company has maintained its commitment to supporting customers and has implemented various support programs to assist those affected by the economic impact of the pandemic. It remains a key player in the consumer finance industry and continues to adapt to changing market conditions to ensure its ongoing success