Saginaw Bay Underwriters, located in Saginaw, MI, is a leading insurance agency providing exceptional personal service to clients in Mid-Michigan. With a rich history dating back to 1863, when it was originally established to serve the lumber industry in the Saginaw Valley, SBU has grown to become one of Michigan’s largest insurance agencies, serving over 12,000 clients in the Great Lakes Bay Region. Our dedicated team at Saginaw Bay Underwriters focuses on delivering a different client experience by offering The Clear Advantage™.

This proprietary approach is tailored to each client, going beyond traditional insurance to provide customized solutions that deliver outstanding results. Whether you need business insurance, employee benefits, life insurance, or home and auto coverage, we have you covered. At SBU, we understand the importance of protecting what matters most to you.

That's why we offer a range of comprehensive insurance options to meet your unique needs. Contact us today to request a quote, file a claim, or make a payment. Experience the excellence of Saginaw Bay Underwriters and discover why we are the preferred choice for insurance in Mid-Michigan