Smarter is a Swedish payment service provider that offers seamless and secure payments for over 200,000 online stores. With a global customer base of over 85 million, Smarter takes end-to-end responsibility for your payments, ensuring a smooth and trusted transaction process. One of Smarter's popular services is Pay later in 3 interest-free instalments, which allows you to split your purchase into three equal payments.

The first instalment is collected when your order is confirmed, and the remaining two instalments are scheduled for collection 30 and 60 days later, respectively. This payment option is available to customers who are at least 18 years old and is not affected by your credit rating. To use Smarter's payment services, simply provide your mobile phone number, email address, current billing address, and a debit or credit card.

All communications regarding your payments will be sent to your email address. With Smarter, you can trust that your payment information is safe and secure. Payment details are processed securely by Klarna, and no card details are transferred to or held by Smarter.

You can also track your payments and view your payment schedule in the Klarna app or by logging onto Klarna. com/uk. Experience the convenience and security of Smarter's payment services and enjoy a seamless shopping experience online