Tinkoff is a leading Russian online financial services provider headquartered in Moscow, Russia. It was founded in 2006 by Oleg Tinkov as Tinkoff Credit Systems and later rebranded as Tinkoff Bank. The company operates under the Tinkoff brand and is listed on the Moscow Exchange.

Tinkoff offers a wide range of financial products and services, including banking, insurance, investment, and mobile virtual network operator (MVNO) services. Its banking services encompass current and savings accounts, credit and debit cards, mortgages, consumer and business loans, and foreign exchange operations. Tinkoff Insurance provides various insurance policies such as auto, property, life, and travel insurance.

The company also offers investment services through Tinkoff Investments, allowing customers to invest in stocks, bonds, mutual funds, and other financial instruments. Internationally, Tinkoff has expanded its presence through digital channels. It launched a mobile app, Tinkoff Mobile, in 2013, which allows users to conduct banking operations and manage finances remotely.

The company has no noteworthy subsidiaries or joint ventures. However, it has partnered with various organizations to enhance its service offerings. For instance, Tinkoff has collaborations with Russian e-commerce platform Ozon and ride-hailing service Uber.

In terms of market position, Tinkoff ranks among the top five banks in Russia based on customer accounts. It has achieved significant success in the online banking sector and is renowned for its innovative approach to financial services in Russia. Tinkoff's presence in the digital landscape has propelled its growth and market share.

In recent years, Tinkoff has constantly evolved its product lineup and strategies to stay ahead in the market. It has introduced cutting-edge technologies, such as artificial intelligence, chatbots, and voice recognition, to enhance customer experience. In 2020, Tinkoff implemented a new brand strategy, emphasizing its commitment to becoming a lifestyle-focused financial ecosystem.

As of the latest available information, Tinkoff continues to grow its customer base and expand its service offerings. The company is at the forefront of digital finance in Russia and strives to maintain its position as a technological leader in the financial services industry