TMLT, or the Texas Medical Liability Trust, is more than just an insurance company -- it is a self-insured trust led by a physician Board of Trustees. Rated A (Excellent) by A. M.

Best Company, TMLT has been providing affordable and reliable medical malpractice coverage for Texas physicians since 1979. With over 20,000 policyholders, TMLT covers more physicians in Texas than many of its competitors combined. TMLT offers the best protection and benefits to its policyholders, including a strong claims defense, customized risk management, and enhanced policy features.

The trust is dedicated to supporting physicians by advocating for them at the state capitol, keeping them informed about the latest cyber security issues, and providing them with the highest quality medical malpractice coverage. TMLT is also committed to diversity and actively dismantling any discriminatory behaviors, biases, or policies. It believes that diversity makes the company stronger and supports the mission of preserving and protecting human life.

In addition to serving physicians in Texas, TMLT also offers medical liability coverage to physicians outside of Texas through Lone Star Alliance, RRG, a risk retention group and an affiliated company of TMLT. Lone Star Alliance provides TMLT-level coverage and service to practices outside of Texas or to TMLT policyholders who work in another state. With its long history of protecting and defending physicians, TMLT is dedicated to providing the best support and coverage to physicians in Texas and beyond