Utkarsh Bank is a leading Indian financial institution that provides a wide range of products and services. Founded in 2009, the bank started its operations as a small microfinance institution in the state of Uttar Pradesh. Over the years, Utkarsh Bank has grown to become a scheduled commercial bank, catering to the financial needs of individuals, small and medium-sized enterprises (SMEs), and micro, small, and medium enterprises (MSMEs) across India.

The headquarters of Utkarsh Bank is located in Varanasi, Uttar Pradesh, India. The bank operates through a network of branches and business correspondent outlets, offering services such as savings accounts, current accounts, fixed deposits, loans, insurance, and financial advisory services. On a global scale, Utkarsh Bank primarily focuses on serving the Indian market and does not have notable subsidiaries, joint ventures, or partnerships outside of the country.

However, the bank has built a strong presence in the Indian financial sector and is known for its customer-centric approach and innovative products. In terms of market position, Utkarsh Bank has established itself as one of the key players in the Indian banking industry. It has a significant market share in the microfinance segment and has successfully transitioned into a full-fledged commercial bank.

While the bank primarily operates within India, it competes with other national and international banks in providing financial services to individuals and businesses. Utkarsh Bank has achieved several milestones and received recognition for its initiatives. It has been accredited as a Scheduled Commercial Bank by the Reserve Bank of India.

The bank has also been awarded the Fastest Growing Small Bank and Banking and Finance Award for its contribution to financial inclusion and supporting the MSME sector. As of the latest available information, Utkarsh Bank continues to grow and expand its reach to underserved sections of the Indian population. It is at the forefront of leveraging technology and digital solutions to enhance customer experience and provide seamless banking services.

Utkarsh Bank remains committed to its mission of financial inclusion and driving the economic development of India