The YMCA Retirement Fund, based in New York, has been providing retirement benefits for employees of participating YMCAs across the United States since 1921. As a not-for-profit corporation, their mission is to empower YMCA employees to achieve economic security, allowing them to focus on strengthening communities through their work. The Fund offers two plans to help YMCA employees build their retirement savings: the Retirement Plan and the Savings Plan.

The Retirement Plan is a 401(a) defined contribution church pension plan, while the Savings Plan is a church retirement income account plan as defined in Section 403(b)(9) of the Internal Revenue Code. The Fund is committed to the safety and longevity of the plans, ensuring attractive benefits, and providing satisfaction and confidence to their participants, retirees, and YMCAs as employers. With a 100-year history, the YMCA Retirement Fund has maintained its commitment to safety, security, and protected lifetime retirement income.

Contributions are invested for the long-term, and participant account balances have never gone down in value. Learn more about their offerings and their remarkable track record of stability and performance by visiting their website