Z-Risk Engine (ZRE) is a leading brand that offers world-class Credit Analytic Solutions to global Credit Risk teams in the financial industry. Established in 2014, Aguais And Associates (AAA) developed the ZRE suite of solutions to assist Financial Institutions in meeting regulatory requirements, such as expected loan impairment, IFRS9/CECL, and Stress Testing. With over 160 years of combined experience in developing and implementing advanced wholesale credit models, AAA has a pioneering and highly focused team that has achieved significant milestones.

They have obtained two Basel 2 Waivers at leading investment banks and introduced the innovative dual PIT-TTC ratings. AAA's proven approach was implemented in 2005 and officially approved in the Basel 2 Waivers. ZRE's leadership team consists of esteemed individuals with expertise in the field.

To learn more about their solutions and services, reach out to them via email. Aguais And Associates Ltd is registered in England & Wales