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UnionPay Business from China, also known as UnionPay International (UPI), is a global payment network that is based in China. It was established in 2002 as a subsidiary of China UnionPay, the country's central bank-owned payment card association. UPI's headquarters are located in Shanghai, China.
UnionPay Business provides a range of payment products and services to both domestic and international customers. Its main products include UnionPay cards, UnionPay mobile payments, and UnionPay online payments. UnionPay cards are accepted by millions of merchants worldwide and can be used for both online and offline transactions.
The mobile payment service enables customers to make secure and convenient payments using their smartphones, while the online payment service allows for seamless e-commerce transactions. On a global scale, UnionPay Business has expanded its operations through various partnerships, joint ventures, and subsidiaries. It has established partnerships with more than 2,000 institutions worldwide, including major banks and payment service providers.
Some noteworthy partnerships include collaborations with Discover Financial Services in the United States, RHB Bank in Malaysia, and Banrisul in Brazil. In terms of market position, UnionPay is one of the largest payment networks globally. As of 2020, UnionPay cards are accepted in over 180 countries and regions, with a total issuance of more than 10 billion cards.
This considerable market presence has allowed UnionPay Business to become a leading player in the payment industry, competing with other global payment networks such as Visa and Mastercard. Over the years, UnionPay Business has achieved significant milestones. In 2017, it launched the UnionPay app, a mobile payment platform for international customers.
This move further solidified its position in the global market. Additionally, UnionPay Business has continuously upgraded its technology and expanded its acceptance network to enhance customer experience and increase its market share. In the present, UnionPay Business continues to adapt to the changing landscape of the payment industry.
It aims to provide secure, convenient, and innovative payment solutions to customers worldwide. As of the latest updates, UnionPay cards are increasingly being accepted by merchants in more countries, further expanding the company's global reach
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