Credit Technologies is a trusted brand that provides a range of services and solutions to help lenders, mortgage insurers, and investors mitigate risks and make informed decisions in the mortgage origination process. One of their standout offerings is Undisclosed Debt Monitoring (UDM), which offers a unique and simple solution to lower loss severity rates, reduce reserve requirements, and restore confidence in the mortgage origination process. UDM continuously monitors a borrower's files to identify potential risks, such as increased credit activity, during the quiet period between the original credit file pull and loan closing.

This is crucial because even a slight increase in debt-to-income ratio during this period can lead to costly loan repurchase demands. Alternatively, they offer Refresh Reports, which provide updated credit reports through a soft inquiry just before the loan is closed. With a commitment to excellence and a team of dedicated professionals, Credit Technologies ensures that their technology and services deliver maximum cost savings and lead generation opportunities for their clients.

Contact them today to learn more and experience their expertise in credit and rescoring, fraud detection, verifications, compliance, and ancillary services