HealthyHealth is a brand that revolutionizes insurance underwriting by utilizing personal data to calculate risk. With our cutting-edge API-based solution, we enable Life & Health insurers to gather a comprehensive view of an individual's current and future mortality, morbidity, and health risks. What sets us apart is that we achieve this without the need for lengthy questionnaires or medical examinations.

Our process begins by collecting digital data securely and with consent from smartphones, health tracking apps, wearable devices, and other sources. We can integrate up to 1000 unique variables like medical records and GPS data if available. This data is then fed into our proprietary algorithm, which accurately calculates risk profiles for 800 medical conditions.

This eliminates the need for time-consuming assessments and reports. The risk profile we generate can be translated into relevant extra-mortality or extra-morbidity values to align with an insurer's pricing tables. We also offer customization options for different product lines and unique requirements.

With HealthyHealth, insurers can streamline the underwriting process, reduce costs, and make accurate decisions faster. Our solutions have been validated by leading insurers and reinsurers, including AIA Group. Join us in embracing the future of insurance underwriting