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Empowering people to live the life they want now.


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 Homecredit's logos



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Home Credit is a global consumer finance provider with its headquarters located in Netherlands. The company specializes in providing financial solutions to underserved customers, enabling them to purchase durable goods such as home appliances, electronics, and mobile phones. Home Credit operates in more than 10 countries worldwide, including China, Russia, India, and several European countries.

Founded in 1997 in the Czech Republic, Home Credit initially focused on providing loans to customers to purchase household appliances. Over the years, the company expanded its product offering to include cash loans, credit cards, and other consumer finance solutions. In 2018, Home Credit launched its European headquarters in the Netherlands, aiming to strengthen its presence in the region.

Home Credit offers a range of products and services tailored to the specific needs of its customers. These include point-of-sale loans, non-cash loans, and credit cards. The company's innovative technology platforms enable seamless and convenient application procedures, providing instant approvals and flexible repayment options.

As a global company, Home Credit has established partnerships with leading retailers, e-commerce platforms, and mobile network operators to reach a wide customer base. Notably, the company has formed joint ventures with major financial institutions in China and India, further extending its market presence. In terms of market position, Home Credit has achieved significant growth and success.

With a customer base of over 100 million, the company has become one of the largest consumer finance providers globally. Its strong market presence, particularly in emerging markets, has given Home Credit a competitive edge over its competitors. Home Credit has continually adapted its strategies to meet the evolving needs of its customers.

Several major milestones have shaped the company's growth trajectory, including the launch of its digital financing platform and the introduction of new products and services. Currently, Home Credit remains focused on providing accessible and affordable financial solutions to consumers in a sustainable manner. The company continues to explore opportunities for expansion and innovation, aiming to maintain its position as a leading global consumer finance provider


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