Langhaus Financial is Canada's largest independent provider of whole-life insurance loans, offering innovative lending solutions for entrepreneurs and high-net-worth individuals. Our team is backed by stable, long-term institutional financing, giving us the flexibility to provide lending solutions unconstrained by traditional underwriting. We offer a range of lending products to suit your needs.

With our Cash Surrender Value Lending, we can lend up to 100% of the expected cash surrender value with no additional collateral required. We also provide Premium Financing, offering up to 100% of the annual premium amount for large premium policies with no additional collateral needed. What sets us apart is our focus on efficiency, asset-based underwriting, and long-term partnerships.

You can expect more capital for your insurance asset with seamless execution, with underwriting and funding accomplished in as little as 15 business days. We emphasize the quality of your insurance asset over cash flow, and unlike other lenders, we have the capacity to grow with your loan and remain committed to funding. Langhaus is dedicated to supporting advisors and their clients' unique insurance lending requirements.

We tailor our solutions with your clients in mind and offer our expertise in lending and structuring. Partner with Langhaus and let us discuss how we can meet your specific insurance lending needs. Contact us today at our office in Toronto or through email