Namaste Credit is a pioneering brand that aims to revolutionize the lending ecosystem for SMEs, financial advisors, and lenders. Founded in 2015 by a team of experienced credit and technology entrepreneurs, Namaste Credit addresses the systemic problems inherent in the lending process. With a small yet visionary team, including individuals with expertise in credit assessment, technology product building, and tech sales, research, and analytics, Namaste Credit sets out to enable tech-driven SME lending.

Their journey began with the launch of Loan Hub, an online SME loan marketplace that successfully matches borrowers and institutional lenders. This platform, equipped with a cutting-edge matching algorithm, quickly propelled Namaste Credit to become the largest online platform for SME credit in India. Recognizing the inefficiencies in traditional onboarding and underwriting processes, Namaste Credit started offering their technology to lenders on a white label SaaS and API basis.

This allowed lenders to automate credit and risk processes, leading to faster loan disbursements and efficient growth. In 2020, Namaste Credit expanded its offerings by introducing Neo Banking capabilities, enhancing the experience for borrowers and financial advisors. These features enable seamless transactions across multiple bank accounts and provide real-time insights in a single view.

Today, Namaste Credit is at the forefront of bleeding-edge tech adoption in the lending landscape. Thousands of SMEs rely on their digital solutions to finance and manage their businesses, while leading banks and NBFCs leverage Namaste Credit’s AI and ML-powered technology stack to scale their operations. With a relentless pursuit of innovation, Namaste Credit continues to bring value to stakeholders and democratize credit for all SMEs