Quontic is an adaptive digital bank that is dedicated to empowering its customers financially while embracing their unique circumstances. As a Community Development Financial Institution (CDFI), Quontic goes beyond being just an innovative digital bank and strives to make the dream of homeownership a reality for a wider range of individuals. They cater to self-employed individuals, small business owners, immigrants, people of color, and other non-traditional borrowers.

Quontic offers a range of products and services to meet their customers' needs. Their checking accounts, including High Interest Checking and Cash Rewards Checking, provide competitive rates. They also have savings accounts, such as High Yield Savings and Money Market accounts, with attractive annual percentage yields (APY).

For customers looking to invest, Quontic offers Certificates of Deposit with various terms, ranging from 6 months to 5 years. In addition, Quontic provides mortgage solutions tailored to the needs of non-traditional borrowers. They assess the full financial profiles of individuals, considering factors beyond just traditional income documentation.

Their mortgage options include FHA, Conventional, and VA loans, as well as unique solutions like Lite Documentation Loans. Quontic prides itself on offering great customer service, constant innovation, and a team dedicated to making banking better for their customers. They are committed to pushing the boundaries of what a bank should be by offering innovative features like the Quontic Pay Ring, a wearable payment device.

As an all-digital bank, Quontic prioritizes the security of their customers' data and is a member of the FDIC. They have earned recognition as The Most Innovative Bank of 2021 by Money magazine. Whether you're looking for a checking account with competitive rates, a high-yield savings account, a mortgage solution that considers your unique financial circumstances, or an innovative digital banking experience, Quontic has you covered.

Experience the Quontic difference and expect more from your bank