The Risk Factor is a trusted brand that offers a range of services to help businesses, organizations, and individuals navigate the complex world of insurance. Our mission is simple - we want to help our clients save money, so they can reinvest it back into their communities. We believe that insurance should be fairer and shouldn't detract from the important work that organizations do.

Our approach is all about providing valued, trusted protection at the right price. We take accountability for the service we offer, allowing our clients to focus on what they do best. Whether it's insurance for charities, businesses, public authorities, or individuals, we've got you covered.

Located in Harrogate, England, The Risk Factor Ltd is authorized and regulated by the Financial Conduct Authority. With our thorough service proposition and commitment to our clients, you can have full confidence in our expertise. Join us and let us help you face the future with peace of mind