Welcome to Universal 1 Credit Union, your trusted financial partner in Dayton, OH. We are dedicated to providing you with a diverse range of products and services to meet your financial needs. At Universal 1 Credit Union, we offer a variety of everyday banking solutions, including U1 Checking and U1 Savings accounts, designed to make your life easier.

With no monthly fees and overdraft eligibility, our checking accounts are tailored to suit your unique requirements. Looking for a loan? We've got you covered. Whether you need an auto loan, recreational vehicle loan, or a signature personal loan, we provide simple and hassle-free financing options.

Our Mortgage Center offers first-time homebuyer programs, conventional, FHA, and VA loans, as well as home equity loans. As a member of Universal 1 Credit Union, you'll benefit from our not-for-profit, member-focused approach. We prioritize your financial well-being by offering personalized service, one-on-one attention, and low-interest rates on our VISA Credit Cards.

With an emphasis on financial education, we also provide informative videos and resources on topics such as bill pay, online banking, and money management. Plus, we offer exclusive access to financial advisors and personal financial coaching. Join Universal 1 Credit Union today and experience the difference of a financial institution that puts you first