United Wholesale Mortgage (UWM) is a leading mortgage lending company in the United States. The company is headquartered in Pontiac, Michigan, and was founded in 1986 by Mat and Ron Ishbia. It started as a wholesale mortgage lender providing loans through mortgage brokers and later expanded its operations to include direct lending.

UWM offers a wide range of products and services in the mortgage industry. The company provides conventional, FHA, VA, and USDA loans, as well as jumbo and non-QM loans. It also offers mortgage broker services, allowing independent mortgage brokers to access UWM's products and technology to facilitate the mortgage application process.

In terms of its global operations, UWM primarily operates within the United States. However, it has established a reputation as one of the largest wholesale mortgage lenders in the country. The company has not reported any significant subsidiaries or joint ventures.

UWM holds a strong market position in the mortgage industry, especially as a wholesale lender. The company has consistently been ranked as the top wholesale mortgage lender in the United States in terms of loan volume. It has a competitive advantage due to its technology-driven approach, providing brokers with tools and resources to streamline the mortgage process.

In recent years, UWM has achieved several milestones and made strategic changes to fuel its growth. In 2019, the company introduced a digital mortgage platform called Blink. This platform enables borrowers to apply for a mortgage and track the progress of their application online, enhancing the overall customer experience.

As of the latest updates, UWM continues to expand its market position and innovation efforts. In early 2020, the company announced plans to go public through a special purpose acquisition company (SPAC) merger, valuing the company at $16. 1 billion.

The merger would allow UWM to access additional capital and accelerate its growth. In conclusion, United Wholesale Mortgage is a prominent mortgage lender based in the United States with a strong market position as a wholesale lender. The company offers a comprehensive range of mortgage products and services, primarily within the country.

With its continuous innovation and strategic initiatives, UWM remains a key player in the mortgage industry