1822direkt is a German direct-banking brand and a company of Frankfurter Sparkasse. It provides online banking products and services for everyday money management, saving, investing, borrowing, and home financing. Its offerings include current accounts, debit and credit cards, mobile payments, joint accounts, and access to cash machines. Customers can also choose savings products such as overnight and fixed-term deposit accounts, alongside securities services including investment accounts and savings plans for shares, ETFs, funds, and certificates. The brand offers bonds and other investment options, plus junior investment accounts and digital support for transferring an existing portfolio.

For borrowing and property finance, 1822direkt provides instalment, car, consumer, and overdraft loans, as well as financing for home purchases, refinancing, rental properties, and modernization. Its website features calculators, property and mortgage guidance, financial articles, and a help centre with frequently asked questions and security advice. Customers can use online services and a mobile TAN app for account security.