401k Maneuver

401(k) Maneuver provides professional account management designed to help employees grow and protect their workplace retirement savings. Offered by Royal Fund Management, LLC, an investment adviser registered with the SEC, the service focuses on improving account performance over time, managing downside risk, and reducing the impact of fees. For participating employees, the team reviews and rebalances 401(k) accounts every 90 days, tailoring its approach to each person’s risk tolerance and current economic and market conditions.

Clients receive a private email when their account is rebalanced, while the service handles the process on their behalf. The company describes itself as an independent fiduciary and emphasizes personal guidance rather than robo-advising. 401(k) Maneuver also serves employers through pooled employer plans (PEPs), which allow multiple employers to participate in a professionally managed retirement plan with company-specific provisions.

Its employer offerings are intended to simplify administration, reduce costs, and provide employee benefits, alongside quarterly investment education meetings. The website also provides a 401(k) calculator, investing guide, pricing information, and retirement savings resources