Miguel Abascal is a business advisory service led by a former banker who helps growing businesses identify where money is being lost and how to retain more of it. Drawing on experience finding more than $500 million in opportunities for Scotiabank and TD, Abascal applies financial and operational tools to businesses with annual revenue above $1 million and teams of at least five.

The core offering is a 30-day Money In, Money Out Review. Abascal examines the whole business, including 12 months of financial records, fees, contracts, pricing and customer information, and speaks with the owner, team, customers and suppliers. He identifies potential improvements in revenue, payment speed, pricing, purchasing, supplier quality, waste and business processes, assigning a dollar value to each opportunity.

Services and capabilities include financial modeling, cash-flow forecasting, budgeting, market research, negotiation, process mapping, project management and automation. The engagement starts with a $2,500 commitment fee, credited toward a fee of 20% of value found or created in the first year.