Actual Budget

Actual Budget is a brand that offers a super fast and privacy-focused app for managing your finances. At the core of the app is the well-proven and much-loved Envelope Budgeting methodology. With Actual Budget, you have full control over your data and can do whatever you want with it. The app features multi-device sync, optional end-to-end encryption, and so much more.

Actual Budget is designed to put you in control of your financial decisions. Instead of dictating, the brand provides quick and easy-to-use tools that help you learn and make informed choices. The app's beautifully designed interface is optimized for speed, allowing you to explore your finances efficiently.

What sets Actual Budget apart is its local-first approach. While your data is synced in the background to ensure accessibility across devices, the app works seamlessly regardless of your network connection. This local-first approach also enables end-to-end encryption to protect your data privacy.

With Actual Budget, you can save hundreds of dollars a year by tracking your spending accurately. The budgeting system is based on real income, making it transparent and effective. The app even offers intuitive reports to help you gain insights into your finances.

Additionally, Actual Budget provides an array of features, including managing transactions, payees, split transactions, transfers, importing transactions, and more. You can also customize the app using the fully-featured API if you're a developer.

Take full ownership of your data with Actual Budget. You can effortlessly sync changes by running your own server, and for enhanced security, you have the option of end-to-end encryption.