Adhiban

Adhiban Finserv is developing ADHIBAN, a mobile-first digital banking platform designed to make everyday money management more convenient and secure. The company says it is building India’s first mobile bank for the digital realm, combining technology, user-focused design and behavioral economics to help customers spend more thoughtfully and save more effectively. ADHIBAN is intended for people aged 18 and over, including students, salaried employees, freelancers and foreign residents.

Customers can use the platform as a main account to receive and make payments, set up direct debits, pay bills, recharge utilities, transfer funds, shop online and access UPI, cashback and debit card services. Its features include a card for global use, automatic savings goals, spending guidance based on upcoming bills, and tools to find better deals. Users can manage card security, permissions and limits in the app, and access a line of credit. Adhiban also offers international money transfers, which it says can cost up to 50% less than transfers through traditional banks.