Advies van Paul is an independent financial planning practice led by Paul Hottinga, a Certified Financial Planner (CFP®) and former business co-owner. Based in Friesland and serving entrepreneurs throughout the Netherlands, the practice helps clients bring their business and personal finances together in one clear plan. Its advice covers questions such as when an entrepreneur could choose to stop working, how to allocate wealth, and whether to take money from a company as salary, dividends, or retained funds. Plans use the client’s own figures and set out possible routes, assumptions, and practical next steps.

The main service, Plan van Paul, is a one-time financial plan developed through two meetings and costs €3,250. For clients who have completed a plan, Jaarcheck van Paul provides an annual review for €750 per year, including updated calculations and a personal conversation. Paul writes and calculates the advice himself. The practice charges fixed, published fees and does not sell investments or insurance products or receive commission.