Aeropay is a financial technology company providing pay-by-bank payment infrastructure for businesses and consumers. Its network connects more than 12,000 banks with millions of verified users and supports payments designed to reduce costs, accelerate settlement, and manage risk. Aeropay says its bank payments can cost 50% less than card processing and settle the same day or faster.

Its products include Aerosync, which lets users connect bank accounts through a customizable, white-label experience; Pay, for accepting bank payments; and Payout, for sending funds to customer bank accounts, including real-time payouts. Guard uses specialized AI models, configurable controls, and reputation-based routing to help businesses prevent fraud and manage payment risk.

Aeropay also offers APIs, webhooks, integration support, and tools for customizing checkout, bank selection, workflows, and incentives. The company serves businesses across areas including gaming, specialized retail, e-commerce, marketplaces, and subscriptions. Its website provides developer documentation, merchant resources, customer support, and sales assistance for organizations looking to build or improve bank payment experiences.