e Mentoria Financeira

A&T is a financial consultancy and mentoring brand serving small and midsize businesses (SMEs). It helps business owners turn financial figures into practical clarity for better decisions, stronger controls, and sustainable growth. Drawing on more than 30 years of experience across banking, management, and corporate finance, A&T combines structured guidance with its own management tools and ongoing support.

Its services include financial mentoring, consultancy, outsourced financial operations (BPO), financial planning, and preparation for credit. A&T’s five-step method covers diagnosis, organization, planning, execution, and monitoring, helping clients move from understanding their finances to acting on them. Its tools support pricing, management income statements, business diagnosis, debt analysis, and growth planning. A free margin calculator and a no-obligation online financial diagnosis offer prospective clients a way to review key concerns, including cash flow, profitability, costs, debt, working capital, and pricing.

A&T works with businesses in sectors including dental clinics, salons, retail, services, and industry. Its approach is designed to make financial management more structured, understandable, and useful in everyday operations.