Amanahkredit

Amanahkredit is an online lending brand serving Malaysian customers who need short-term cash. Through its mobile app and website, it offers personal and payday loans of up to RM5,000, with applications completed online using a phone or computer. The service is designed to provide a streamlined application, review and approval process, with approved funds paid into the applicant’s bank account. Amanahkredit says applications are processed within a few hours during working hours; applications submitted at night are handled the following day.

Applicants must be Malaysian citizens aged at least 21, have a stable source of income, and provide an identification card and a bank account in their own name. The stated loan term ranges from two to 30 days, and the advertised annual percentage rate is 18%. The company says each loan comes with a contract describing its conditions and that it requests only necessary information. Its site also provides repayment guidance, contact details, terms and conditions, a privacy policy, and frequently asked questions.