ApprovedFunding

Approved Funding Corp. is a privately held mortgage banker and direct lender that has served borrowers since 1987. Licensed in New Jersey, New York, and Florida, the company provides mortgage guidance and financing for homebuyers, homeowners, self-employed borrowers, business owners, investors, and high-net-worth clients. Its approach emphasizes personalized advice, competitive pricing, relationship lending, and practical underwriting, with free pre-approvals and an option to begin without a hard credit pull.

The company offers home-purchase and refinancing loans, including conventional, FHA, VA, USDA, jumbo, and super-jumbo mortgages. Specialized programs include non-QM and portfolio loans, bank-statement and stated-income options, physician loans, co-op and non-warrantable condo financing, and solutions for borrowers with complex income or credit profiles. Approved Funding also provides HELOCs and second mortgages, investment-property and DSCR financing, short-term bridge loans, construction and renovation financing, commercial real estate and business loans, and reverse mortgages. Its stated services include rate guidance, loan structuring, and support through the application process, with pre-approval responses promoted within 24 hours.