Asesorías LyC is a Peruvian financial advisory service focused on helping individuals and businesses understand their credit standing and plan how to address outstanding debts. It provides official credit reports through Equifax/Infocorp and information related to Peru’s SBS Central de Riesgos, with guidance on interpreting credit ratings, identifying reported debts, and preparing for future borrowing.

Services include a report-only option, personalized advice for individuals, and a business package for companies and entrepreneurs. Depending on the plan, customers receive a credit-risk report, debt analysis, a negotiation strategy, budgeting or cash-flow templates, and ongoing consultations. Asesorías LyC guides clients through negotiating directly with banks and collection agencies, but states that it does not pay or collect debts on their behalf. Its service covers financial institutions and collection firms in Peru, and its website presents examples of negotiated discounts and debt settlements. The company also offers assistance by WhatsApp and shares guidance through live TikTok sessions.