AtlasXkm is an online auto insurance offering from Seguros Atlas, designed for private-use car owners in Mexico. It provides two payment options: pay by kilometer, where the monthly charge reflects the distance driven, or fixed monthly payments that remain unchanged during the policy term. The kilometer-based option is aimed especially at people who drive relatively little; if the car travels no kilometers in a month, the distance-based charge is zero, though required odometer reporting still applies. Both options can be quoted and purchased online, and customers use the AtlasXkm app to submit vehicle photos and, for kilometer-based coverage, monthly odometer readings.

Coverage varies by plan. The comprehensive plan includes damage to the insured vehicle, total theft, third-party liability, medical expenses for occupants, legal assistance and roadside assistance. The limited plan covers total theft, third-party liability, medical expenses, legal assistance and roadside assistance. Policies have a 12-month term, and customers may cancel at any time without a penalty.