It offers personal loans and consumer credit for a range of purposes, including buying a car, renovating a home, covering medical or study costs, and creating extra financial flexibility. Customers can use the website to calculate a loan and request a free, non-binding offer.

The application process is fully digital: applicants share their details, provide documents online and sign the agreement electronically, without paperwork by post. auxmoney says it assesses whether a loan is responsible and that, following approval, funds are paid out within one working day. Its stated loan features include a fixed interest rate, no hidden costs and the option to make additional repayments without penalty. The company is licensed to offer credit and is supervised by the Netherlands Authority for the Financial Markets (AFM). auxmoney also provides customer support by phone and email on weekdays.