Bachatt App

Bachatt is an Indian savings and investment app designed for first-time savers and experienced investors. Operated by Trusave Fintech Pvt Ltd, an AMFI-registered mutual fund distributor, it brings savings, investments, loans and credit card options together in one mobile platform. Users can start investing from ₹100 in liquid mutual funds through Insta Fund, with flexible contributions and withdrawals; returns are market-linked, not guaranteed, and the product is not a bank fixed deposit.

Bachatt also scores mutual funds using more than 100 parameters, helping users compare funds and create one-time investments or SIPs. For precious metals, the app offers gold and silver through ETF-based funds. Additional services include personal and business loan offers from partner banks and RBI-registered NBFCs, as well as credit cards issued by partner banks.

Users can track a credit score, manage or pause SIPs, and review transaction records. Investments flow directly to asset management companies or banks rather than being held by Bachatt. The app supports UPI autopay and digital KYC, with investments available after KYC completion