Balance Wellbeing with New York Life is a financial wellness program designed to help people set goals, understand their financial circumstances, and take practical steps toward greater financial wellbeing. Currently offered as a workplace benefit through participating employers, the program provides resources that users can explore independently or alongside professional guidance.

Members can begin with a financial health quiz to identify priorities in spending, saving, borrowing, and planning, or go straight to educational content and tools. Resources include goal-focused calculators, financial education and seminars on topics such as budgeting, credit, saving, investing, and retirement, as well as access to partner coaches and counselors for support with budgeting, debt, and student loans.

The program also offers solutions for managing spending, building savings, addressing credit and debt, and preparing financial plans. Its guidance is organized around life needs, including family transitions, career changes, health challenges, caregiving, and major expenses. Users may connect with counselors, coaches, or financial professionals, or pursue solutions on their own.