Citizens Savings Bank and Trust Company

Citizens Savings Bank and Trust Company is your ideal banking partner in Tennessee. With a strong focus on community and local economic growth, we prioritize our customers and the communities we serve. As a Certified Development Financial Institution (CDFI), we invest in underserved areas, supporting affordable housing, small businesses, and community facilities.

Our goal is to provide financial assistance and promote economic development to low- to moderate-income and minority groups, helping them achieve their economic dreams. At Citizens Bank, we offer a range of personal and business banking services tailored to meet your needs. Whether you're looking for personal loans, mortgage solutions, or business financing, we have you covered.

Our dedicated team is committed to delivering exceptional service, responding promptly and accurately to your inquiries and requests. With integrity, respect, service, accountability, and profitability as our core values, we strive to build a strong foundation for continued existence and future growth. As the oldest continuously operating minority-owned and operated bank in the U.

S., with over a century of history, Citizens Bank is a trusted community resource and partner. Contact us today to get started on your financial journey