Bank Raya, a subsidiary of Bank Rakyat Indonesia, is committed to providing expansive digital banking access for micro and small segments in Indonesia. With a mission centered around customer-centric services, Bank Raya offers intuitive, secure, and reliable financial solutions through an end-to-end digital approach. Its flagship product, Pinang, is Indonesia's first full-service digital loan that accelerates access to funds for users. The bank emphasizes innovation and community, fostering growth not only for clients but also for partners and employees.

Recognized for excellence in sustainable practices and risk management, Bank Raya's achievements include multiple accolades such as the 2024 Digital Banking Award and the GCG Award for corporate governance. Committed to good corporate governance, the bank integrates business and technology to enhance service delivery. Additionally, Bank Raya is actively involved in corporate social responsibility, focusing on empowerment programs across various sectors, including education and environmental sustainability. With a vision to strengthen banking accessibility, Bank Raya is shaping the future of banking in Indonesia.