Bankuity

Bankuity is a fintech data and decision-support platform that helps creditors turn consumer financial data into actionable insights. Its Advanced Banking Verification (ABV™) technology augments static consumer bureau and bank data, using transaction labeling and cash flow analysis to support more informed decisions. The platform serves lenders, landlords, lessors, credit card issuers, and other organizations seeking to manage risk and improve profitability.

Bankuity’s solutions help businesses identify lower-risk customers and untapped markets, align payment schedules with customers’ income, and prioritize collections based on payment availability and risk. The platform can also help organizations recognize repeat-customer potential, monitor for signs of churn, and time relevant offers to support retention. These capabilities are designed to increase customer volume, improve on-time payments and collections yields, and encourage loyalty.

Bankuity partners with fintech innovators and is powered by Concord Advice, a fintech advisory firm. The company offers demonstrations, customized data studies, frequently asked questions, and a library of articles to help institutions explore its approach and understand how enhanced consumer data insights may support their operations.